This is our top of the range plan. It provides all of the benefits of the Comprehensive option, and in addition includes:
routine pregnancy cover
adult health screen
disability compensation cover
Annual Travel Insurance
stress counselling helpline.
The Prestige Plan is available for three geographical areas of cover.
Choose from three geographical areas of cover
Provides worldwide cover.
Provides cover throughout the world, except the USA and Canada.
Provides European cover. We define Europe as:
Albania, Andorra, Armenia, Austria, Azerbaijan, Belarus, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Federal Republic of Yugoslavia, Finland, France, Georgia, Germany, Gibraltar, Greece, Greenland, Hungary, Iceland, Ireland, Italy, Kazakhstan, Kyrgyzstan, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal, Romania, Russia, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Tajikistan, Turkey, Turkmenistan, Ukraine, United Kingdom of Great Britain and Northern Ireland, Uzbekistan.
Hospital charges incurred during an in-patient hospital stay are covered, giving you peace of mind throughout the hospital treatment. This includes charges for:
- nursing care
- diagnostic tests
- psychiatric treatment
- operating theatre charges
The cover also includes:
- surgeons' and anaesthetists bills
- stays in intensive care
- in-patient drugs, dressings and surgical appliances.
Hospital bills paid directly
We can settle in-patient bills directly with numerous hospitals worldwide. However, if you're looking to have treatment at a hospital where we don't have such an arrangement, let us know prior to treatment commencing. We may still be able to make arrangements to settle bills directly with the hospital. You then don't need to worry about having to make a pre-payment on admission to the hospital.
Third party local knowledge
In some parts of the world we operate in association with local companies that offer preferential access to, and direct settlement with, their own local network of hospitals. Doing this enables our associates to provide you with a larger choice of hospitals.
Using their expert local knowledge our associates will help you locate appropriate hospitals in their areas, as well as confirm your cover and arrange for direct settlement to take place. Each associate also provides an English-speaking telephone line exclusively for our healthcare members so, if you need to discuss any aspect of your cover, help is always at hand.
As with in-patient cover, for those hospitals which we have an arrangement with, we are able to settle claims directly. You can therefore concentrate on getting better rather than worry about paying for your treatment.
Optional travel cover
Abbeygate healthcare's Travel Insurance is available at a competitive rate as it has been designed specifically to complement the out-of-area cover already present on our International Health Plans. This means that medical expenses cover has not been duplicated, keeping the cost of travel insurance to a minimum.
International Travel Plan benefits include:
- up to 95 days; cover for each trip away from your country of residence
- £2,000,000 personal liability cover
- £25,000 for personal accident
- £25,000 legal expenses
- £5,000 for loss of deposit, cancellation charges or curtailment of
- £3,000 additional travel and accommodation expenses
- £2,000 extended delay
- £1,500 for loss/theft of personal baggage or effects
- £1,000 missed departure
- £500 for loss/theft or personal money, cheques or travellers' cheques
- £250 loss of passport
- £100 for delayed departure
- Travel Information Line.
(All sums shown are maximum levels of cover).
Overseas evacuation or repatriation service
24 hour health information
- Registered nurses, midwives and pharmacists who have over 300 years'
- Counsellors who have at least five years' post qualification
experience and are specially chosen with the skills to handle issues
confidentially over the telephone.
Supported by one of the largest electronic medical libraries in Europe, you can get free, immediate help and information 24 hours a day, 365 days a year. Although this award winning service isn't there to replace your doctor, it's reassuring to know you can pick up the phone and talk to a professional whenever you wish.
To make things easier when you call, Health at Hand is split into the following 'clinics':
- Family Clinic
- Care and Counselling Clinic
- Pills and Prescriptions Clinic
- Travel Clinic
- Healthy Living Clinic
- Men's Health Clinic
- Women's Health Clinic.
Health at Hand does not take the place of your GP, nor does it diagnose or prescribe. All calls are free of charge and made in complete confidence.
That's why this healthcare is delighted to offer its international members a telephone interpretation service as part of their healthcare cover. This service carries no additional cost, apart from the price of a phone call.
Here's how it works. If you're in hospital, and need an interpreter to help you, simply call the interpretation service at any time of day or night. Within minutes, they'll arrange for a skilled interpreter to come on the line to assist you.
They can also set up a conference call with up to five different lines, so that friends and family can listen in (putting their minds at rest, as well as your own). Plus there's an additional document translation service, available at an extra charge.